Terms of Service

Last updated: September 5, 2025

Please read these Terms of Service carefully before using our website https://harperfinance.com.au/ operated by Harper Finance.

By accessing or using the Service, You agree to be bound by these Terms. If You disagree with any part of the terms, You may not access the Service.

1. Use of Our Service

  • You agree to use our website and services for lawful purposes only.

  • You must not misuse our Service by knowingly introducing viruses, malware, or other harmful material.

  • You must not attempt to gain unauthorized access to our systems or data.

2. Accounts

When You create an account with Us, You agree to provide accurate and complete information. You are responsible for maintaining the confidentiality of Your account and password and for all activities that occur under Your account.

3. Intellectual Property

All content, trademarks, logos, and other intellectual property displayed on our site are owned by or licensed to Harper Finance and are protected by law. You may not reproduce or use them without written permission.

4. Purchases

If You purchase a service from us, You agree to provide current, complete, and accurate purchase and account information. We reserve the right to refuse or cancel your order if fraud or unauthorized activity is suspected.

5. Cancellations and Refunds

Please refer to our Cancellation Policy.

6. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the content, privacy policies, or practices of these external sites.

7. Termination

We may suspend or terminate your account or access to the Service at any time, without notice, if You violate these Terms.

8. Limitation of Liability

To the maximum extent permitted by law, Harper Finance shall not be liable for any direct, indirect, incidental, or consequential damages resulting from the use of our Service.

9. Changes to These Terms

We may update our Terms of Service at any time. Continued use of the Service after changes are posted means You accept those changes.

10. Contact Us

If You have any questions about these Terms, You can contact us at:
Email: karla@harperfinance.com.au
Phone: 0424 154 766
Website: https://harperfinance.com.au/