Personal Loans

Life doesn’t always go to plan but that’s where personal loans come in. Whether it’s something exciting or something urgent, Harper Finance is here to help you get the funds you need, fast. We can assist with personal loans for:

  • Home Improvements: Refresh, renovate, or extend your home without the stress

  • Debt Consolidation: Combine your debts into one simple, manageable repayment

  • Weddings: Celebrate your big day, your way

  • Home Loan Deposits: Boost your deposit and get into the property market sooner

  • Holidays: Take that well-earned break without the financial stress

  • …or anything else personal: If it matters to you, we’ll help you finance it

With flexible terms, competitive rates, and personalised service, Harper Finance is your partner in achieving your financial goals

Life moves fast... Your loan should too ✧

Life moves fast... Your loan should too ✧

What can you use it for?

  • Upgrade your home without draining your savings. A personal loan can help you tackle renovations, repairs, or upgrades now and pay them off in a way that works for you.

  • Turn that dream trip into a booked itinerary. With quick approvals and flexible terms, you can be packing your bags sooner than you think.

  • Simplify your finances by rolling multiple debts into one easy to manage payment, often with a lower interest rate.

  • When life throws something unexpected your way, we make sure you can access the funds you need, fast.

Take control of your credit

As part of the personal loan process, we’ll run a comprehensive credit check on your behalf. But it’s a great idea to review your credit file yourself first so you know exactly where you stand.

You can check your credit report for free with Equifax Australia’s leading credit reporting agency:

https://www.equifax.com.au/personal/

Why our personal loans stand out

We work with a wide range of lenders to find personal loans with flexible features that suit your financial goals. Depending on your needs, you may be eligible for:

  • Low or even no upfront fees

  • Choice of variable or fixed interest rates

  • The ability to make extra or lump sum repayments without penalty

We’ll help you compare lenders and loan structures to make sure you’re getting the best outcome not just a quick approval.