Finance that speaks your language

Harper Finance helps Australian business owners and individuals secure smart finance solutions fast.

Who we help

Business owners needing fleets

Whether you’re expanding your delivery trucks or upgrading your company cars, we help both men and women in business secure fleet finance that’s fast, competitive, and tailored to your needs so you can keep your operations moving without cash flow stress.

Individuals needing a car

From your first car to your dream upgrade, we make it simple for men and women to get behind the wheel sooner. With flexible finance options and quick approvals, you’ll be on the road in no time.

Anyone needing a personal loan

Life happens and sometimes you need a little extra to make it happen. We help men and women access personal loans for everything from renovations to holidays, with transparent terms and zero confusing bank jargon.

Who we are

At Harper Finance, we specialise in providing tailored finance solutions for individuals and businesses across Australia. Whether you’re looking to purchase a new car, upgrade equipment, fund business growth, or manage cash flow we make the process simple, efficient, and stress-free.

As an independent finance brokerage, we have access to a wide panel of lenders, giving us the flexibility to find the right loan to suit your needs, not the other way around. From car loans to business finance and everything in between, we’re here to support your financial goals with honest advice and a personalised approach.

About Karla >

What we do

Personal Loans

Life doesn’t always go to plan but that’s where personal loans come in. Whether it’s something exciting or something urgent, Harper Finance is here to help you get the funds you need, fast.

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Car Loans

At Harper Finance makes your journey to owning a car smooth and hassle free. We get you on the road sooner with finance that fits your budget.

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Business Loans

Whether you need funds to manage cash flow, expand your operations, buy equipment, or cover day to day expenses we’ll help you access the right finance for your needs.

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Leisure Loans

Whether it’s a boat, caravan, or jet ski, Harper Finance can help you fund the fun without the hassle or so you can enjoy life without the long wait.

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Car Buying Service

Skip the stress of searching for the perfect car, Harper Finance can help you find and finance the right car, all in one smooth and simple process.

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Why Choose Us?

We make finance simple, fast, and stress free.

  • We take the time to truly listen and understand what you need, offering solutions that feel just right for your situation. We offer a range of options that are designed to help you reach your goals with ease and peace of mind.

  • We’re here to guide you with openness and kindness, making sure you always feel comfortable and informed about your choices.

  • We are experienced, but more importantly, we’re always ready to offer compassionate advice that’s in your best interest.

  • We’re deeply invested in your financial health, and we’ll be here for you, offering support and encouragement at every stage of your journey.

  • We love to build long term partnerships with our clients.

Our Lenders

Testimonials

  • We were lucky enough to be pointed in Karla’s direction from our home loan broker after a car accident had written off our car, and with 5 kids 3 of which train and play football 6 to 7 days a week needed a new car asap. Karla had us pre approved right as we found our car making it work with repayments within our budget, when the dealership tried to beat her offer for finance she was straight on to it getting us an even better deal than we originally had. We contacted her on a Monday night, had preapproval by tuesday and took our car home by Thursday night. The dealership had been expecting her to take a week to finalise so it says a lot. Cannot recommend her enough. Truly one grateful busy mum.

    Tamarra Peters

  • Karla was fantastic, easy application, fast approval and lovely to deal with. Highly recommend.

    Crystal Wright

  • Such a good experience with Karla, a very kind, knowledgeable and thorough person. Eagerly recommend to anyone. Many thanks.

    Jason Pavese

  • Karla has been great throughout our business financing journey, she is constantly providing updates and checking in. She is fantastic at providing a personal touch and I 100 percent would recommend.

    Georgia Glennon

  • Karla at Harper Finance is absolutely amazing. She has a warm and approachable energy while maintaining a high level of professionalism. I truly appreciated how seamlessly she collaborated with our accountant and mortgage broker, making the entire process smooth and stress-free. Karla went above and beyond to find us the best loan and a tailored solution for our needs. Her dedication and expertise are second to none I highly recommend her services.

    Jessica Gomes

  • Managed to find a decent deal for me with my uncommon situation. Very happy.

    Andreas Krasny

  • Karla was absolutely fantastic to work with. From our first conversation, she was professional, knowledgeable, and incredibly responsive. She took the time to explain every step clearly and made what could have been a stressful process feel smooth and straightforward. Karla genuinely cares about her clients and goes above and beyond to find the best financial solutions. I highly recommend working with her if you are looking for someone who is both skilled and trustworthy. Thank you, Karla.

    Darren Gibson

How it works

OUR PROCESS

Tell us your financial goals over a quick 10 minute phone call.

Send us your supporting documents securely.

We will find a personalised loan offer and submit to your chosen lender.

Sign your loan contracts and be on your way!

Your finance solution could be just 24 hours away.